CCI Financial Data Breach: What Customers Need to Know and How to Protect Themselves
CCI Financial, Inc., a Minnesota-based consumer lending company, recently confirmed a significant cybersecurity breach that exposed sensitive customer data. The company, also known as Certified Capital Inc., provides nationwide financing for horse trailers, RVs, and boats while also offering insurance and warranty services.
On April 3, 2025, CCI Financial discovered unauthorized access to its network. Following an investigation with external cybersecurity specialists, the company determined that attackers accessed or removed files around March 21, 2025. By August 11, 2025, CCI confirmed that files containing personal information were compromised. Official notification letters began going out to affected individuals on September 10, 2025.
The total number of affected customers remains undisclosed. However, state filings confirm that 2,623 Texas residents are among those impacted. Reports indicate the breach could affect thousands of customers nationwide.
What Information Was Exposed?
Hackers may have accessed or stolen highly sensitive personal and financial data, including:
Full names
Home addresses
Phone numbers
Email addresses
Dates of birth
Social Security numbers
Driver’s license numbers
Bank account and credit card details
This type of information places victims at a heightened risk of identity theft, financial fraud, and phishing scams.
How CCI Financial Is Responding
CCI Financial has reported the breach to regulatory agencies, including the California Attorney General (September 10, 2025) and the Texas Attorney General (September 12, 2025). The company is offering free Kroll identity protection services to affected individuals.
What Impacted Customers Should Do Now
If you received a notification letter from CCI Financial, here are the most important steps you should take immediately:
1. Enroll in Free Identity Protection
Take advantage of the complimentary Kroll identity protection service offered by CCI Financial. These services can monitor your credit, alert you of suspicious activity, and help you resolve identity theft issues.
2. Monitor Your Accounts Closely
Review your bank accounts, credit cards, and financial statements on a regular basis. If you spot unauthorized transactions or unusual activity, report them immediately to your financial institution.
3. Place a Fraud Alert or Credit Freeze
Contact one of the three major credit bureaus (Experian, Equifax, or TransUnion) to request a fraud alert. This notifies creditors to take additional steps before opening new accounts in your name. You may also consider a credit freeze for stronger protection.
4. Request Free Credit Reports
Consumers are entitled to one free credit report every year from each of the three credit bureaus. Visit AnnualCreditReport.com to review your reports for unfamiliar accounts or inquiries.
5. Consider Legal Assistance
Law firms are currently investigating the CCI Financial data breach. You may be eligible to pursue compensation for:
Out-of-pocket expenses related to fraud prevention or recovery
Lost time spent addressing the breach
Emotional distress caused by the exposure of your sensitive information
Connect with Data Breach Attorney
Why This Breach Matters
The CCI Financial breach is a stark reminder of how vulnerable personal information is in today’s digital landscape. Because hackers may exploit stolen data months or even years after an incident, victims must remain proactive in protecting themselves.